You may have heard of Medicare’s benefits, and you may be wondering when you’ll be able to use them for your own medical costs. Medicare enrollment is restricted to certain groups of individuals, but 2022 may very well be the year you can join a Medicare plan.
When Should I Enroll?
If you do not qualify for automatic enrollment, you will have to wait until you are three months away from turning 65.
If you’re turning 65 in 2022, you can join during the Initial Enrollment Period. This starts three months prior to your 65th birthday and ends three months after. This is the best time to join because you won’t have late enrollment fees, and you may be able to get Part A with a $0 premium if you’ve worked at least 40 tax quarters as a US employee.
If you’re 65 or older and you missed the Initial Enrollment Period, you can enroll during the General Enrollment Period. This spans from January 1 to March 31 each year.
How Do I Enroll?
You have a few ways to enroll in Medicare:
- Calling your local Social Security office
- Making an in-person appointment at the Social Security Office
- Visiting the Social Security website
The third choice is by far the most efficient. If you have an internet connection, you can visit the Social Security website and apply for Medicare at your own pace. You can complete the application in segments because the website automatically saves your progress. Or, you can complete it in as little as 10 minutes if you prefer to do it all at once.
How Could I Be Automatically Enrolled In Medicare In 2022?
Automatic enrollment is for those who receive Social Security, Railroad Retirement Board (RRB), or disability benefits.
If you receive income through Social Security or the RRB, you’ll automatically get a red, white, and blue Medicare card within three months of turning 65.
Receiving disability benefits is the exception to the age requirement. You are automatically enrolled in Medicare after 24 months of getting disability benefits. In order to get Medicare in 2022, your disability benefits must have started in 2020.
Learn More About Enrollment Today!
At Medicare Sharks, we will help you get everything that Medicare in 2022 has to offer. We’ll provide you with the knowledge you need to make an informed decision, as well as help you get the policy you deserve at the lowest price. Call us today at 561-225-3022. You may also reach us at 561-225-3633.