Medicare Part B covers medically necessary and preventive care services. In an effort to be proactive in caring for the health of beneficiaries, many of these preventive care services are free. Diagnostic tests may involve the Part B copayment of 20% of the Medicare-approved cost for the covered services. Wellness Visits One of the first …
The thing you have to worry about with delaying enrollment in Medicare is the possibility of having to pay late enrollment fees. These penalties are added to your premiums, and depending on which plan you delayed enrolling in, they could make your coverage more expensive for as long as you hold coverage. Delaying Medicare Part …
What Could Happen If You Delay Your Medicare Enrollment? Read More »
Generally, no, you should not choose the same Medicare plan as your spouse. This is because you and your spouse likely have different healthcare needs and different anticipated expenses. Choosing the Medicare plan that gets you the best coverage for your money is always the right choice, and the right plan for your needs is …
Should You Choose The Same Medicare Plan As Your Spouse? Read More »
If you’re approaching 65, it’s time to start thinking about Medicare. Enrolling in Medicare is an important decision that can have a big impact on your financial security and healthcare. That’s why it’s important to understand how to sign up for Medicare and make the right decision for your needs. At Medicare Sharks, our mission …
Medicare Part D provides vital prescription drug coverage. In general, anyone who is eligible for Medicare is eligible for Part D. Medicare Eligibility To know if you’re eligible for Part D, you just need to know whether or not you’re eligible for Medicare. To be more specific, you must be eligible for and enrolled in …
There are two ways to qualify for a special enrollment period (SEP)—through retirement or a specific special circumstance. Let’s break down what a SEP is and how to qualify. What is Medicare Special Enrollment? In short, a special enrollment period is an opportunity to get the Medicare coverage you need without age or health considerations, …
Medicare covers hospice care, so you likely won’t have to pay anything for it. However, there are details to this coverage that you need to be aware of, including some instances where Medicare won’t cover hospice care. What’s Included in Your Hospice Coverage You receive coverage for hospice care through Medicare Part A but, you …
Knowing what is and isn’t covered by Medicare is confusing. To help make things a bit easier, here’s what you should know: Medicare doesn’t cover glasses or contact lenses in most cases. Let’s look further and see what you need to know about this coverage. Cost of Glasses with Original Medicare When discussing coverage through …
Medicare Advantage is a special form of Medicare. It’s unique in that it’s exclusively sold via private insurance, and benefits can vary from one plan to another. Despite differences between the plans themselves, the opportunities to enroll are the same. When Is The Earliest Time I Can Get A Medicare Advantage Plan? The earliest enrollment …
Medicare Supplement Plans, commonly known as Medigap, are among the most popular Medicare-related policies. Eligibility is mostly dependent on enrolling within a certain timeframe. This exact period of time can vary depending on circumstance. What Do I Need To Qualify? First, you need to be enrolled in Medicare. And in order to get Medicare, you …
Am I Eligible To Enroll In A Medicare Supplement Plan? Read More »
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