Medicare is divided into various parts: Original Medicare, Medicare Advantage, Medicare Part D, and Medicare Supplements. Original Medicare, which is Medicare Parts A and B, does not offer coverage for prescription drugs. To get coverage, you will most likely need to enroll in a Medicare Part D plan. What is Medicare Part D? Medicare Part …
While many group health plans provide joint coverage to the beneficiary’s spouse or dependents, Medicare does not offer joint coverage. Your spouse can only get Medicare benefits if they enroll when they become eligible. However, in some cases, your spouse’s eligibility can make you qualified to get certain Medicare benefits as well. Premium-Free Part A …
Outpatient medical services are procedures or tests that can be done in a healthcare center without staying overnight. Part B is the part of Medicare that provides Medicare beneficiaries access to a variety of outpatient medical services. Let’s take a look at the outpatient medical services Medicare covers. Ambulance Services Ground ambulance services are provided …
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Inpatient hospital care refers to the medical care you receive when admitted to the hospital. Medicare Part A is responsible for covering inpatient hospital care in hospitals, critical access hospitals, and Skilled Nursing Facilities (SNF). Medicare Part A doesn’t include custodial or long-term care. In this article, we will discuss the inpatient hospital services that …
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When trying to figure Medicare out, you may come across many terms you are not familiar with. Once you learn about Medicare basics, the process can become less confusing. To help you understand Medicare even more, here are the top 3 Medicare terms you should know. Premiums Premiums are the monthly amount Medicare beneficiaries pay …
There are certain periods when you can make the necessary changes to your Medicare coverage. One of these periods is known as the Medicare Annual Election Period (AEP). The Annual Election Period runs from October 15th to December 7th every year, and you can make changes, disenroll, or switch plans. How to Prepare for the …
If you fail to enroll in Medicare during your Initial Enrollment Period (IEP) or Special Enrollment Period, you have another opportunity to apply for Medicare. This other opportunity is known as the General Enrollment Period. When you turn 65, it is important to make sure you enroll in Medicare during the Initial Enrollment Period unless …
Medicare enrollment can be confusing, especially for new members as those new to Medicare may be pondering how Medicare qualification and enrollment work. To be eligible for Medicare enrollment, you must be age 65 or older and be a US citizen or legal permanent resident for at least 5 continuous years. People under 65 can …
Medicare Advantage Plans, also known as Medicare Part C coverage, is an alternative way for Medicare beneficiaries to get their Original Medicare benefits. These services are provided by a private health insurance company. Those that qualify for Medicare Part C may find the coverage an attractive option because it provides additional benefits such as Medicare …
Medicare Advantage enrollment has been on the rise for more than a decade, and now 1 in 3 people age 65 and older enroll in the plan – which is about 30 percent of the entire Medicare market. It’s not hard to see why many Medicare beneficiaries opt for Medicare Advantage plans; it often covers …
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