Medicare is primarily intended for individuals that are retired who need health insurance. It’s an excellent option for those that have lost their employer coverage and want to make sure that they’re saving on medical bills. Many people choose to enroll at the age of 65, which is when most people are first eligible. If …
If you’re new to Medicare, then it’s important that you think about the coverage that you want and which policy is the right choice for you. Doing this is the best way to make sure that you get the coverage you need and deserve. There is a variety of coverage that’s offered through Medicare. What …
Medicare offers a variety of coverage for those that are 65 and over. Because most people retire around this age, it is customary to lose your employer health insurance coverage. Medicare is the perfect solution for this. There are two main types of policies within Medicare. These two policies are Original Medicare and Medicare Advantage. …
Medicare is provided through the US government as an opportunity for retired individuals to still have access to health insurance. Medical care can be expensive and not having the right insurance could end up costing you thousands. This is one of the reasons why it’s so important to learn about Medicare and make sure that …
While Medicare does not cover routine vision care, Medicare Part B does cover glaucoma screenings for people at high risk for developing glaucoma and will cover the outpatient procedures necessary to treat the condition. To be covered for prescription medications used to treat glaucoma, you will need to be covered under a prescription drug plan …
Medicare Part B covers medically necessary and preventive care services. In an effort to be proactive in caring for the health of beneficiaries, many of these preventive care services are free. Diagnostic tests may involve the Part B copayment of 20% of the Medicare-approved cost for the covered services. Wellness Visits One of the first …
The thing you have to worry about with delaying enrollment in Medicare is the possibility of having to pay late enrollment fees. These penalties are added to your premiums, and depending on which plan you delayed enrolling in, they could make your coverage more expensive for as long as you hold coverage. Delaying Medicare Part …
What Could Happen If You Delay Your Medicare Enrollment? Read More »
Generally, no, you should not choose the same Medicare plan as your spouse. This is because you and your spouse likely have different healthcare needs and different anticipated expenses. Choosing the Medicare plan that gets you the best coverage for your money is always the right choice, and the right plan for your needs is …
Should You Choose The Same Medicare Plan As Your Spouse? Read More »
Medicare Part D provides vital prescription drug coverage. In general, anyone who is eligible for Medicare is eligible for Part D. Medicare Eligibility To know if you’re eligible for Part D, you just need to know whether or not you’re eligible for Medicare. To be more specific, you must be eligible for and enrolled in …
There are two ways to qualify for a special enrollment period (SEP)—through retirement or a specific special circumstance. Let’s break down what a SEP is and how to qualify. What is Medicare Special Enrollment? In short, a special enrollment period is an opportunity to get the Medicare coverage you need without age or health considerations, …
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